{
    "meta": {
        "total": 4,
        "page": 1,
        "per_page": 50,
        "pages": 1,
        "sort": "rate",
        "direction": "desc",
        "reporting_year": "CY2025",
        "rule": "CMS-0057-F",
        "note": "Rates are computed from published counts. null means the payer published no value; it never means zero."
    },
    "filings": [
        {
            "filing_id": "f0045",
            "parent_org": "Blue Cross and Blue Shield of North Carolina",
            "plan_name": "Blue Cross NC ACA (Marketplace) plans",
            "contract_id": null,
            "coverage_type": "Marketplace QHP",
            "state": "NC",
            "reporting_period": "Jan 1, 2025 - Dec 31, 2025",
            "std_total": null,
            "std_approved": null,
            "std_denied": null,
            "std_denial_rate": 17.54,
            "std_denial_rate_printed": 17.54,
            "std_appeals_total": null,
            "std_appeals_overturned": null,
            "std_appeal_overturn_rate": 47.27,
            "exp_total": null,
            "exp_approved": null,
            "exp_denied": null,
            "exp_denial_rate": 11.8,
            "ext_review_approved": null,
            "std_tat_mean_days": 2.16,
            "std_tat_median_days": 1,
            "exp_tat_mean_hours": 34.49,
            "exp_tat_median_hours": 20.47,
            "reports_counts": false,
            "quality_flags": "info:appeals_not_reported; info:percentages_only",
            "error_count": 0,
            "warn_count": 0,
            "source_url": "https://www.bcbsnc.com/providers/prior-authorization/metrics",
            "source_segment": "blues",
            "extraction_note": "Page publishes PERCENTAGES ONLY - no raw request counts or denominators disclosed; confirmed on a second targeted fetch. No contract IDs published. Page last updated 3/31/2026. 'Appealed & approved' column interpreted as appeal overturn rate. Timelines stated in business days for ACA. Extended review reported as 0%.",
            "source_sha256": null,
            "service_list_url": null,
            "service_list_items": null,
            "entity_id": null,
            "filing_unit": null
        },
        {
            "filing_id": "f0047",
            "parent_org": "Blue Cross and Blue Shield of North Carolina",
            "plan_name": "Experience Health Medicare Advantage (HMO)",
            "contract_id": null,
            "coverage_type": "Medicare Advantage",
            "state": "NC",
            "reporting_period": "Jan 1, 2025 - Dec 31, 2025",
            "std_total": null,
            "std_approved": null,
            "std_denied": null,
            "std_denial_rate": 3.92,
            "std_denial_rate_printed": 3.92,
            "std_appeals_total": null,
            "std_appeals_overturned": null,
            "std_appeal_overturn_rate": 66.67,
            "exp_total": null,
            "exp_approved": null,
            "exp_denied": null,
            "exp_denial_rate": 9.82,
            "ext_review_approved": null,
            "std_tat_mean_days": 5,
            "std_tat_median_days": 3,
            "exp_tat_mean_hours": 16.07,
            "exp_tat_median_hours": 8.3,
            "reports_counts": false,
            "quality_flags": "info:appeals_not_reported; info:percentages_only",
            "error_count": 0,
            "warn_count": 0,
            "source_url": "https://www.bcbsnc.com/providers/prior-authorization/metrics",
            "source_segment": "blues",
            "extraction_note": "Page publishes PERCENTAGES ONLY - no raw request counts or denominators disclosed; confirmed on a second targeted fetch. No contract IDs published. Page last updated 3/31/2026. 'Appealed & approved' column interpreted as appeal overturn rate. Extended review reported N/A.",
            "source_sha256": null,
            "service_list_url": null,
            "service_list_items": null,
            "entity_id": "ma:H3777",
            "filing_unit": "ma_contract"
        },
        {
            "filing_id": "f0046",
            "parent_org": "Blue Cross and Blue Shield of North Carolina",
            "plan_name": "Blue Medicare Advantage (PPO)",
            "contract_id": null,
            "coverage_type": "Medicare Advantage",
            "state": "NC",
            "reporting_period": "Jan 1, 2025 - Dec 31, 2025",
            "std_total": null,
            "std_approved": null,
            "std_denied": null,
            "std_denial_rate": 2.98,
            "std_denial_rate_printed": 2.98,
            "std_appeals_total": null,
            "std_appeals_overturned": null,
            "std_appeal_overturn_rate": 74.24,
            "exp_total": null,
            "exp_approved": null,
            "exp_denied": null,
            "exp_denial_rate": 2.83,
            "ext_review_approved": null,
            "std_tat_mean_days": 4,
            "std_tat_median_days": 2,
            "exp_tat_mean_hours": 16.07,
            "exp_tat_median_hours": 8.62,
            "reports_counts": false,
            "quality_flags": "info:appeals_not_reported; info:percentages_only",
            "error_count": 0,
            "warn_count": 0,
            "source_url": "https://www.bcbsnc.com/providers/prior-authorization/metrics",
            "source_segment": "blues",
            "extraction_note": "Page publishes PERCENTAGES ONLY - no raw request counts or denominators disclosed; confirmed on a second targeted fetch. No contract IDs published. Page last updated 3/31/2026. 'Appealed & approved' column interpreted as appeal overturn rate. Extended review reported N/A.",
            "source_sha256": null,
            "service_list_url": null,
            "service_list_items": null,
            "entity_id": "ma:H3449",
            "filing_unit": "ma_contract"
        },
        {
            "filing_id": "f0048",
            "parent_org": "Blue Cross and Blue Shield of North Carolina",
            "plan_name": "Healthy Blue + Medicare (HMO-POS D-SNP)",
            "contract_id": null,
            "coverage_type": "Medicare Advantage",
            "state": "NC",
            "reporting_period": "Jan 1, 2025 - Dec 31, 2025",
            "std_total": null,
            "std_approved": null,
            "std_denied": null,
            "std_denial_rate": 2.7,
            "std_denial_rate_printed": 2.7,
            "std_appeals_total": null,
            "std_appeals_overturned": null,
            "std_appeal_overturn_rate": 86.1,
            "exp_total": null,
            "exp_approved": null,
            "exp_denied": null,
            "exp_denial_rate": 1.5,
            "ext_review_approved": null,
            "std_tat_mean_days": 2,
            "std_tat_median_days": 1,
            "exp_tat_mean_hours": 24,
            "exp_tat_median_hours": 24,
            "reports_counts": false,
            "quality_flags": "info:appeals_not_reported; info:percentages_only",
            "error_count": 0,
            "warn_count": 0,
            "source_url": "https://www.bcbsnc.com/providers/prior-authorization/metrics",
            "source_segment": "blues",
            "extraction_note": "Page publishes PERCENTAGES ONLY - no raw request counts or denominators disclosed; confirmed on a second targeted fetch. No contract IDs published. Page last updated 3/31/2026. 'Appealed & approved' column interpreted as appeal overturn rate. D-SNP. Extended review reported N/A.",
            "source_sha256": null,
            "service_list_url": null,
            "service_list_items": null,
            "entity_id": "ma:H3449",
            "filing_unit": "ma_contract"
        }
    ]
}