{
    "meta": {
        "total": 1,
        "page": 1,
        "per_page": 50,
        "pages": 1,
        "sort": "rate",
        "direction": "desc",
        "reporting_year": "CY2025",
        "rule": "CMS-0057-F",
        "note": "Rates are computed from published counts. null means the payer published no value; it never means zero."
    },
    "filings": [
        {
            "filing_id": "f0440",
            "parent_org": "Point32Health",
            "plan_name": "Harvard Pilgrim Health Care – New Hampshire Exchange Local Choice",
            "contract_id": null,
            "coverage_type": "Marketplace QHP",
            "state": "NH",
            "reporting_period": "CY2025",
            "std_total": 182,
            "std_approved": 150,
            "std_denied": 29,
            "std_denial_rate": 15.93,
            "std_denial_rate_printed": 15.9,
            "std_appeals_total": null,
            "std_appeals_overturned": 0,
            "std_appeal_overturn_rate": null,
            "exp_total": 66,
            "exp_approved": 60,
            "exp_denied": 6,
            "exp_denial_rate": 9.09,
            "ext_review_approved": 0,
            "std_tat_mean_days": 0.72,
            "std_tat_median_days": 0.25,
            "exp_tat_mean_hours": 12.9,
            "exp_tat_median_hours": 3.2,
            "reports_counts": true,
            "quality_flags": "error:std_counts_reconcile",
            "error_count": 1,
            "warn_count": 0,
            "source_url": "https://www.tuftsmedicarepreferred.org/pa-cms-nh-exchange-report",
            "source_segment": "w3_newengland",
            "extraction_note": "Standard-request turnaround is printed on the page in HOURS, not days (verified verbatim: 'Mean (Average) Time: 17.4 hours', 'Median (Middle) Time: 5.9 hours'), unlike every other Point32Health filing in this file which prints standard TAT in days. Converted hours->days here (17.4/24=0.725, 5.9/24=0.246) to fit the std_tat_*_days field; raw printed hour values were 17.4 mean / 5.9 median. Also: printed std_approved (150) + std_denied (29) = 179, not the printed std_total of 182 — recorded exactly as printed; the 3-unit gap is unexplained by the document.",
            "source_sha256": null,
            "service_list_url": null,
            "service_list_items": null,
            "entity_id": "qhp:NH:59025",
            "filing_unit": "qhp_issuer"
        }
    ]
}